OWNER OCCUPIED BUILDINGS

LOAN TO VALUE:    UP TO 100%

INTEREST RATE:     6.5%-7.50% FIXED

TERM:                    30 YEARS

PRE-PAYMENT:         NONE

CLOSING:                45 DAYS

LOCATIONS:             NATIONWIDE

LOAN AMOUNTS:        $1,000,000 

PROPERTY TYPES:      OWNER OCCUPIED PROPERTIES: DOCTORS BUILDINGS,     MANUFACTURING, BUSINESS CONDOS, OFFICE BUILDINGS ETC