NATIONWIDE CONVENTIONAL PROGRAM

MAX. LOAN AMOUNT: $100,000,000

MIN. LOAN AMOUNT: $ 1,000,000

MAX. LTV: 100%

TERM: 40 YEARS

INTEREST RATES: 7.00 -9.50%

UPFRONT FEE: $0,00

BROKERS PROTECTED

MEZZININE LOANS

JOINT VENTURES

FOR PURCHASE, REFINANCE, RENOVATE, CASH-OUT

PROPERTY TYPES: HOTELS, MOTELS, APARTMENTS, SHOPPING CENTERS, INDUSTRIAL WAREHOUSES, OFFICE BUILDINGS, MINI STORAGE, MIXED USE PROPERTIES-ALL INCOME PROPERTIES CONSIDERED.

FOR A QUICK EVALUATION OF YOUR LOAN REQUEST PLEASE COMPLETE THE FORM BELOW AND SUBMIT IT TO US:

PROPERTY NAME:

BOWERS'S NAME:

BORROWER'S ADDRESS:

BORROWER'S PHONE #::

PROPERTY TYPE::

PURCHASE OR REFINANCE:

LOAN AMOUNT:

TERM REQUESTED:

WHEN WAS PROPERTY BUILT:

NUMBER OF UNITS:

HOW MANY ACRES:

BUILDING SIZE SQFT:

ORIGINAL COST:

CURRENT VALUE:

DATE ACQUIRED:

TYPE OF LOAN REQUESTED:

GROSS INCOME IN 2003:

NOI IN 2003:

GROSS INCOME IN 2002:

NOI IN 2002:

GROSS IN 2001:

NOI IN 2001:

YEAR TO DATE P AND L:

PURPOSE OF LOAN:

REQUIRED DOCUMENTS:

1. PURCHASE CONTRACT IF APPLICABLE

2. 2003, 2004, 2005 & 2006 YEAR TO DATE PROFIT & LOSS STATEMENT INCLUDING ADR AND OCCUPANY RECORDS ON THE PROPERTY

3. 2003, 2004 & 2003 TAX RETURNS ON THE PROPERTY5

4. 2003, 2004 AND 2005 TAX RETURNS ON ALL BORROWERS WITH 20% OR MORE OWNERSHIP

5. CURRENT FINANCIAL STATEMENT LESS THAN 6MONTHS OLD ON ALL BOWERS WITH AT LEAST 20% OR MORE OWNERSHIP.

6. LEGAL DESCRIPTION OF THE PROPERTY

7. SIX PICTURES OF THE INSIDE AND SIX PICTURES OF THE INSIDE OF THE PROPERTY

8. ANY OLD APPRAISAL ON THE PROPERTY IF AVAILABLE

9. SURVEY AND TITLE INSURANCE ON THE PROPERTY

10. A CURRENT RENT ROLL IF APPLICABLE

RECENTLY CLOSED DEALS:

1. HOLIDAY INN EXPRESS - INDIANA $2,700,000

2. RAMADA INN - OHIO $1,900,000
3. HOLIDAY INN EXPRESS - NASHVILLE, TN $1,600,000
4. DAYS INN - NASHVILLE, TN $2,800,000
4. RAMADA LTD - BILOXI, MS $2,300,000
5. KNIGHTS INN - NASHVILLE,TN $1,750,000
6. DAYS INN - GULFPORT, MS $2,000,000
7. SUPER 8 - JACKSONVILLE, FL $3,000,000
8. EXECUTIVE INN - MT. VERNON, OHIO $1,700,000

REQUIRED DOCUMENTS:

1. PURCHASE CONTRACT IF APPLICABLE

2. 2003, 2004, 2005 & 2006 YEAR TO DATE PROFIT & LOSS STATEMENT INCLUDING ADR AND OCCUPANY RECORDS ON THE PROPERTY

3. 2003, 2004 & 2003 TAX RETURNS ON THE PROPERTY5

4. 2003, 2004 AND 2005 TAX RETURNS ON ALL BORROWERS WITH 20% OR MORE OWNERSHIP

5. CURRENT FINANCIAL STATEMENT LESS THAN 6MONTHS OLD ON ALL BOWERS WITH AT LEAST 20% OR MORE OWNERSHIP.

6. LEGAL DESCRIPTION OF THE PROPERTY

7. SIX PICTURES OF THE INSIDE AND SIX PICTURES OF THE INSIDE OF THE PROPERTY

8. ANY OLD APPRAISAL ON THE PROPERTY IF AVAILABLE

9. SURVEY AND TITLE INSURANCE ON THE PROPERTY

10. A CURRENT RENT ROLL IF APPLICABLE

RECENTLY CLOSED DEALS:

1. HOLIDAY INN EXPRESS - INDIANA $2,700,000

9. 161 UNITS APT. COMPLEX M"BORO, TN $4,500,000

10. SHOPPING CENTER VENTURA, CA $5,500,000

11. COMFORT INN & SUITES ROWLEX, TX $4,100,000

12. COMFORT INN GEORGIA $3,200,000

13. HAMPTON INN HUNTSVILLE, AL $2,800,000

14. HOLIDAY INN EXPRESS PELLA, IA $2,000,000

15. SUPER 8 & BEST WESTERN WILLIAMSBURG, IOWA, $2,250,000